terms-and-conditions

Terms and Conditions

Last Updated: 11/25/2024

Welcome to One Life Funding (“we,” “us,” or “our”). These Terms and Conditions govern your use of the website onelifefunding.com (the “Site”) and the services provided through our private equity funding platform (collectively, the “Services”). By accessing or using our Site, you agree to these Terms and Conditions. If you do not agree to these terms, please refrain from using the Site or Services.

1. Acceptance of Terms
By using our Site or Services, you confirm that you have read, understood, and agreed to be bound by these Terms and Conditions. We may update or revise these Terms and Conditions at any time, and it is your responsibility to review them periodically. Continued use of the Site after changes are posted constitutes acceptance of the updated Terms and Conditions.

2. Eligibility
To use our Site and Services, you must meet the following criteria:

• You must be at least 18 years old.
• You must have the legal capacity to enter into a binding contract.
• You must provide accurate and complete information during the registration and funding process.

We reserve the right to terminate or suspend your access to the Site or Services if we believe you do not meet the eligibility requirements.

3. Use of Services
Our Services are intended to connect eligible businesses or investment opportunities with private equity funding. You agree to use our Services only for lawful purposes and in compliance with all applicable laws and regulations.

a. Investor Responsibility
Investors using the platform to fund projects or businesses are responsible for conducting their own due diligence. One Life Funding does not guarantee the accuracy, completeness, or profitability of any investment opportunities. The investments are not bank deposits and are not insured by the Federal Deposit Insurance Corporation or any other entity and are subject to investment risks, including the loss of the principal amount invested. The Site contains forward-looking statements, which reflect our current views with respect to, among other things, the operations and performance of our businesses. You can identify these forward-looking statements by the use of words such as “outlook,” “believe,” “expect,” “potential,” “continue,” “may,” “should,” “seek,” “approximately,” “predict,” “intend,” “will,” “plan,” “estimate,” “anticipate” or the negative version of these words or other comparable words. Forward-looking statements are subject to various risks and uncertainties. These forward-looking statements are based on One Life Funding’s beliefs, assumptions and expectations, but these beliefs, assumptions and expectations can change as a result of many possible events or factors, not all of which are known to One Life Funding or within its control. Due to various risks and uncertainties, actual events or results may differ materially from those reflected or contemplated in such forward-looking statements. Accordingly, there are or will be important factors that could cause actual outcomes or results to differ materially from those indicated in these statements. We undertake no obligation to publicly update or review any forward-looking statement, whether as a result of new information, future developments or otherwise. Target, goal, hypothetical or estimated results, projections and other comparable phrases and concepts are hypothetical in nature and are shown for illustrative, informational purposes only. Except as otherwise specifically stated, this information is not intended to forecast or predict future events, but rather to show the hypothetical estimates calculated using the specific assumptions presented herein. It does not reflect any actual results, which may differ materially. Certain of the information has been made for illustrative purposes and may not materialize. No representation or warranty is made as to the reasonableness of the assumptions made or that all assumptions used in calculating the target, goal, hypothetical or estimated results have been stated or fully considered. Changes in the assumptions may have a material impact on the target, goal, hypothetical or estimated results presented. Target, goal, hypothetical or estimated results or projections may not materialize.

b. Borrower/Business Responsibility
Businesses seeking private equity funding must provide accurate and truthful information about their financial status, operations, and business objectives. Any misrepresentation or fraudulent activity may result in termination of your access to the Services and potential legal action.

4. Investment Risk Disclaimer
All investments carry inherent risks, including the potential loss of capital. One Life Funding does not guarantee any specific financial outcomes, returns, or the viability of any investment. By using our Services, you acknowledge and accept that private equity investments are speculative and involve risks, including but not limited to:

• Loss of the principal amount invested.
• Lack of liquidity.
• Uncertainty in the timing of returns.

We recommend consulting with a financial advisor or other professionals before making any investment decisions.

5. No Financial Advice
The content on our Site, including any information about specific investment opportunities, is provided for informational purposes only. Nothing on the Site constitutes financial, legal, or tax advice. You should seek independent professional advice before making any financial decisions.

6. Registration and Account Security
To access certain features of the Site and Services, you may be required to create an account. You agree to:

• Provide accurate and up-to-date information during registration.
• Maintain the confidentiality of your account information, including your password.
• Notify us immediately of any unauthorized use of your account.

You are solely responsible for all activities that occur under your account, including any transactions or communications made through the Site.

7. Fees and Charges
One Life Funding may charge fees for the use of certain Services. All fees and payment terms will be clearly communicated to you during the process of accessing or using specific services. By using the Services, you agree to pay any applicable fees in accordance with the stated terms.

8. Intellectual Property Rights
All content, materials, and intellectual property on the Site, including but not limited to logos, trademarks, code, data, text, images, and software, are the property of One Life Funding or its licensors and are protected by intellectual property laws. You agree not to:

• Reproduce, distribute, sell, license, broadcast, or publicly display any content from the Site without prior written consent.
• Modify, create derivative works from, or reverse-engineer (such as by bots, robots or spiders that “harvest” the Site), any software or services provided by One Life Equity Fund.
• Interfere with the functioning of the Site or restrict or inhibit any others from using the Site.

9. Prohibited Activities
You agree not to engage in any of the following activities while using the Site or Services:

• Submitting false or misleading information.
• Engaging in fraudulent or illegal activities.
• Attempting to hack, disrupt, or interfere with the functionality of the Site.
• Transmitting viruses, malware, or any harmful content.
• Impersonate or attempt to impersonate the Company, a Company employee, or any other person or entity.

We reserve the right to investigate and take legal action against users who violate these Terms and Conditions, including suspending or terminating access to the Site and Services.

10. Limitation of Liability
To the fullest extent permitted by law, One Life Equity Funding, its affiliates, officers, directors, employees, and agents shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of the Site or Services, including but not limited to:

• Loss of profits or investments.
• Business interruption.
• Data loss or unauthorized access.

In no event shall One Life Equity Fund’s total liability exceed the amount paid by you, if any, for accessing the Services.

11. Indemnification
You agree to indemnify and hold harmless One Life Equity Fund, its affiliates, and their respective officers, directors, employees, and agents from any claims, damages, liabilities, or expenses including, without limitation, reasonable attorneys’ fees, arising out of:

• Your use of the Site or Services.
• Your violation of these Terms and Conditions.
• Your infringement of any third-party rights, including intellectual property rights.

12. Third-Party Links
Our Site may contain links to third-party websites or services that are not operated or controlled by One Life Equity Fund. We are not responsible for the content, privacy policies, or practices of any third-party websites. Your use of third-party websites is at your own risk, and we encourage you to review the terms and policies of any third-party sites before engaging with them.

13. Social Media
The Company may publish content on social media platforms, including, but not limited to, Twitter (X), Facebook and LinkedIn (collectively, “Social Media Sites”), however the Company is not affiliated with any Social Media Sites or any of their services. By accessing one of the Company’s channels, content, posts or information on Social Media Sites, you signify your agreement with all applicable terms and conditions of this Agreement, as well as the relevant terms and conditions of use that govern the respective Social Media Site. Content and information posted by the Company on Social Media Sites is for informational purposes only. The Company does not make any representation or warranty as to the accuracy or completeness of the content posted on its channels on Social Media Sites, and the Company shall have no liability for any action taken (or inaction) in reliance on any such content. The Company reserves the right to modify or delete any content posted on the Company’s channels on the Social Media Sites at any time in its sole discretion. The Company’s posts on Social Media Sites are not, and should not be considered to be, investment advice, an offer to sell, solicitation to buy, or recommendation to invest in any particular security, strategy, or investment product. The Company does not control and is not responsible for any third-party content on Social Media Sites, including content that may be posted on its channels or linked to through such channels. The Company makes no representations about third party content and your use or of reliance on any such content is at your own risk. You are responsible for your use of Social Media Sites and for any content you provide, including compliance with applicable laws, rules, and regulations. You should only provide content that you are comfortable sharing with others. Please do not include non-public or account information in posts or other messages directed to the Company on Social Media Sites. Additionally, please do not post any testimonials concerning the Company, our products or services. If you share, post, or upload content that is covered by intellectual property rights on Social Media Sites, you grant us a non-exclusive, transferable, sub-licensable, royalty-free, and worldwide license to host, use, distribute, modify, run, copy, publicly perform or display, translate, and create derivative works of your content.

13. Confidentiality
Confidential Information All information disclosed by the Company to its employees, contractors, clients, or third parties, whether orally, in writing, electronically, or by any other means, and any information acquired during the course of professional relationships, shall be deemed “Confidential Information.” This includes, but is not limited to, financial data, investment strategies, trade secrets, business plans, client lists, market analyses, proprietary research, and any other non-public information. Confidentiality: For information regarding how we collect, protect, and use your personal data, please refer to our Privacy Policy. Non-personal business-related information shared through the Services may also be subject to confidentiality protections as outlined in specific agreements between the parties. Obligations of Confidentiality The Company agrees to: Maintain the confidentiality of all Confidential Information and use it solely for purposes authorized by the Company and client. Not disclose, distribute, copy, or transmit Confidential Information to any third party without prior written consent from the client. Take all reasonable measures to safeguard Confidential Information to prevent unauthorized access, use, or disclosure. Exclusions Confidential Information does not include information that: Was publicly available at the time of disclosure or becomes publicly available through no fault of the recipient. Was independently developed or obtained by the recipient without use of or access to the Company’s Confidential Information. Is required to be disclosed by law, regulation, or court order, provided the recipient promptly notifies the Firm and cooperates to limit the scope of the disclosure. Duration The obligations of confidentiality shall survive the termination of any relationship or agreement with the Company and remain binding until the Confidential Information becomes publicly available through lawful means. Remedies Unauthorized disclosure or misuse of Confidential Information may cause irreparable harm to the Company. The Company reserves the right to pursue legal remedies, including injunctive relief, damages, or other appropriate measures, to protect its interests.

14. Termination
We reserve the right to terminate or suspend your access to the Site or Services at any time, without prior notice, if we believe you have violated these Terms and Conditions or engaged in illegal or harmful activities.

15. Governing Law and Dispute Resolution
These Terms and Conditions shall be governed by and construed in accordance with the laws of Virginia, without regard to its conflict of law principles. Any disputes arising under or in connection with these Terms and Conditions shall be resolved through arbitration in Hampton City, Virginia, or in the courts of Hampton City County, as applicable. YOU ACKNOWLEDGE AND AGREE THAT BOTH PARTIES TO THIS AGREEMENT WAIVE THE RIGHT TO A TRIAL BY JURY OR TO PARTICIPATE AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS ACTION OR REPRESENTATIVE PROCEEDING. Any party (“Complainant”) seeking to resolve a grievance must submit a written request for mediation to the Company’s designated compliance officer or legal team within thirty days of the alleged complaint. The Company will acknowledge receipt of the request and select a qualified and neutral mediator experienced in investment or financial services disputes. 16. Severability Every provision of this Agreement shall be construed, to the extent possible, so as to be valid and enforceable. If any provision of this Agreement so construed is held by a court of competent jurisdiction to be invalid, illegal or otherwise unenforceable, it shall be deemed amended in order to achieve as closely as possible the same effect as originally drafted. Any invalid or unenforceable portion should be construed as narrowly as possible in order to give effect to as much of this Agreement as possible. Any section headings or titles in this Agreement are inserted for convenience only and shall have no other meaning.

17. Contact Us
If you have any questions or concerns regarding these Terms and Conditions or your use of the Site, please contact us at:

One Life Funding
81 Lincoln St.
Hampton, VA 23669-352

By using our Site and Services, you acknowledge that you have read and understood these Terms and Conditions and agree to abide by them.